ClearTitleReFi -– Avoid delays on refinance transactions. Upon review and acceptance of an order, authorization from a FNTG underwriter will be provided to issue a loan policy without exception for the improperly or undischarged (but paid!) mortgage, all within two business days of the order’s submission. If the document(s) cannot be obtained after reasonable and customary efforts, the fee will be refunded to the homeowner. In addition, the homeowner will be informed that the improperly or undischarged mortgage may affect future transactions and that an attorney should be consulted for resolution options.
ClearComplete -Resolve outstanding discharge matters for files that do not qualify for ClearTitle or ClearTitleRefi, by obtaining missing assignment and/or discharge for a paid mortgage. If the document(s) cannot be obtained after reasonable and customary efforts are undertaken, the fee will be refunded to the agent.
ClearTrack – Discharge tracking service,– tracks mortgages that have been recently paid by your office, to make sure discharges are issued, correct, and properly recorded. The mortgage must have been paid within the last year. If the discharge cannot be obtained after reasonable and customary efforts, the agent will be notified so follow up actions can be pursued with the lender.